About

Our Story

At Essential Health Plans, our journey began with a single vision: to make healthcare both accessible and affordable for every individual and family. Our founder, Dolores Guzman, brought this vision to life driven by her deep-rooted passion for community service and her personal experiences with the healthcare system. Born and raised in Puerto Rico and having served as a Commissioner for the West Volusia Hospital Authority, in Florida, Dolores understands firsthand the challenges many face in accessing quality care.

Dolores’s career has been marked by her commitment to improving healthcare options. After witnessing the difficulties her own family encountered, including the caregiving challenges for her elderly mother, Dolores was inspired to make a difference. Her leadership in founding the first Spanish Caucus in Volusia County and her candidacy for Florida State Representative in 2020 were both driven by her dedication to healthcare reform. Although her bid for office was not successful, it deepened her resolve to impact healthcare through Essential Health Plans.

Our agency collaborates with industry leaders like Aflac and connects with broader platforms such as Healthcare.gov to ensure that we are not only providing the best services but also the most compliant and up-to-date options available. We offer a variety of plans that include health, dental, vision, and specialized insurances like cancer insurance, catering to the unique needs of our clients.

At Essential Health Plans, we go beyond just selling insurance. We are advocates for our clients’ health and well-being, committed to guiding them towards the best coverage options that not only meet their health needs but also fit their budgets. From individual plans to family coverage, our mission is to ensure that our community members are supported, informed, and protected.

Our story is one of resilience, care, and unwavering commitment to the health of our community. It’s a story that continues to unfold as we expand our services and reach, aiming to transform the healthcare landscape one client at a time.

Our Vision

Our vision is to be a leading provider of innovative and accessible health insurance solutions that enhance the lives of our clients. We aspire to set the standard for excellence in the insurance industry by continuously improving our services and expanding our reach. Through dedication to customer care and community involvement, we aim to build healthier communities and ensure that every individual has the opportunity to achieve optimal health and financial security. At Essential Health Plans, we are committed to making a meaningful impact by empowering our clients to make informed choices about their healthcare.

Meet the Team

Violetta Cruz Perez

Violetta Cruz Perez

Agent
A dedicated LicensedInsurance Agent, with a focus on meeting diverse client needs, she specializes in providing comprehensive health and life insurance solutions. Violeta's expertise and commitment to client education ensure that individuals and families are well-informed and secure in their insurance choices, making her a trusted advisor in the field of personal insurance.
Zachary Allen

Zachary Allen

Agent
Serving as a financial advisor, Zachary is licensed in health and life insurance, offering clients tailored financial guidance alongside robust insurance options. His expertise ensures that clients not only secure their health and life but also strategically plan their financial future, making him a holistic advisor in the realm of personal insurance and financial planning.
Dolores Guzman

Dolores Guzman

Founder & Chief Health Insurance Strategist
The owner of Essential Health Plans Insurance Agency, LLC. With a strong commitment to client service, Dolores brings extensive knowledge and experience in insurance solutions. Under her leadership, the agency focuses on providing personalized insurance plans, ensuring clients receive coverage that best fits their needs and lifestyle. Her dedication to excellence and client satisfaction is evident in the agency's comprehensive approach and trusted client relationships.
Isabel Contreras

Isabel Contreras

Agent
Isabel specializes in Aflac Insurance products in health and life insurance, offering clients expert advice and knowledge that is streamlined and tailored to your needs. 
Lisa Mclendon

Lisa Mclendon

Agent
By combining the heartfelt care and experience of 30 years as a Registered Nurse, along with the expertise & knowledge of a licensed broker, Lisa Jo brings a unique blend of services to our agency. Lisa is passionate about health equity & advocacy and will guide you to maximize your benefits & resources while minimizing your out of pocket cost. Lisa is here to guide you in Health, Life & Medicare Insurance plans & to provide strategic Eldercare planning all throughout your journey.

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